Terms and conditions.

1. Terms of use.
Access to and use of this website is provided subject to the following conditions:
a) By using this site you agree to be legally bound by these terms and conditions that shall take place with immediate effect upon your first use of this site. If you do not agree to the above, please do not access or use this site.

2. Ownership of Site.
a) This site is owned and operated by Coolios Limited and all content such as prints, photographs, illustrations, images and text (Hereafter referred to as Content) is owned by Coolios Limited or their respective owners (artists or photographers) and is protected by English and International copyright laws.

3. Use of Site Content
a) You may not copy, reproduce, download, post, broadcast or transmit any site Content except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from the Content except for your own personal, non-commercial use.
b) Images of subjects, people or places displayed on this site are either the property of Coolios Limited, or used with permission of the copyright owner. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted by these Terms & Conditions or with direct permission from Coolios Limited.
Any unauthorised use of the images may violate Copyright Laws, Trademark Laws, the laws of privacy and publicity and communications regulations and statutes.

4. Disclaimers
a) Although we use our reasonable best efforts to ensure the accuracy of the Content on our site, we make no representations or warranties as to the accuracy, correctness, or reliability of the Content. There may be technical inaccuracies, typographical or other errors, programming bugs or computer viruses in this web site or its contents.
b) We make no representations or warranties that the functional aspects of our site will be uninterrupted, error-free, or that our site or the server that makes it available, are free of viruses or other harmful components.
c) By using this site you acknowledge that it is at your own risk. This site may link to other Web sites that may be of interest to you but are not under our control. These links do not imply an endorsement by Coolios Limited and we are not responsible for the availability or content of any linked site.

5. Returns
a). All canvases are made to order, therefore we can only offer a re-fund in the unlikely event of a manufacturing fault or where the canvas has been damaged in transit, in either case you must notify us within 48hrs of delivery and we will arrange for a replacement or refund to be issued.

b) Nothing in this section affects your statutory rights.

You should return products to:
Out Of The Frame
C/o Coolios Ltd
9, Prospect Road
Ossett
West Yorkshire
WF5 8AE

6. Warranties and Liabilities
a) We shall use reasonable endeavours to ensure our products are of satisfactory quality, comply with the descriptions given and are fit for the purpose for which the products are reasonably intended. However, the products are provided on an "as is" basis and it is your sole responsibility to ensure that products ordered are suitable for their intended purpose.
b) We shall not be liable for any indirect or consequential loss or damage (including loss of profit, loss of business or otherwise), costs, expenses or other claims for consequential compensation whatsoever (however caused) which arise out of or in connection with your use of our Products.

7. Payments
a) All prices on this site are inclusive of VAT and are correct at the time of entry onto our website. The total cost of your order includes goods, packaging and delivery.
b) Payment can be made by any of the methods specified in the payment section of this website. By placing an order, you confirm that the credit or debit card that is being used is yours, or used with the cardholders permission.
c) All credit and debit cardholders will be subject to validation checks and authorisation by the card issuer. If the issuer of your card refuses to authorise payment to us we will not be able to process your order, nor will we be liable for any delay or non-delivery of product(s) thus arising.

8. Chargeback Fraud
a) A Chargeback is a process whereby a credit card issuer reverses a transaction at the request of the cardholder.
Where a Chargeback is raised by or on behalf of you in a situation where an order has been delivered, has not be properly cancelled in accordance with our returns policy, is still to be delivered, or is otherwise covered by a clause or term in these terms and conditions then we shall be entitled to recover the full order cost from you by civil means. We further shall be entitled to charge you an administration fee of £40 payable immediately upon demand. Additionally, we may notify the police or other legal authorities about the Chargeback filing.